To help you keep life in focus, vision coverage through VSP provides benefits for eye exams and vision correction treatment.

 

Overview

You have a choice of two plans, the Base Plan or the Premium Plan. Create an account on vsp.com to view your in-network coverage, find an eye doctor (choose from private practice doctors and Visionworks® retail locations), and discover savings with Exclusive Member Extras (provides offers from VSP and leading industry brands with over $3,000 in savings!).

Key features at a glance
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Eye exam covered every year,

with only a small copay charged to you.

Coverage for eyeglasses or contact lenses

so you can choose the method of vision correction you prefer.

Wide network of providers,

giving you the opportunity to save money with more generous in-network benefits.

Find a network provider

You may choose to see any in- or out-of-network provider you’d like, but you’ll generally pay less when you stay in network. To find a network provider close to you, visit vsp.com or call 800.877.7195.

 

Plan Comparison

In-network benefits are covered in full (after copay), including comprehensive exams, prescription glasses or contacts (instead of glasses). Note: Dependent children are covered under the VSP KidsCare Program, which includes repair/replacement coverage. Your vision plan also includes maternity benefits and additional savings for glasses and sunglasses.

  Base Plan Premium Plan

Adult Coverage (VSP Providers)

WellVision Exam

Focuses on eyes and overall wellness

Frequency: Every calendar year

$10 copay

Up to $39 copay for routine retinal screening

$10 copay

Up to $39 copay for routine retinal screening

Essential Medical Eye Care

Additional exams and services beyond routine care to treat immediate issues from pink eye to sudden changes in vision or to monitor ongoing conditions (dry eye, diabetic eye disease, glaucoma, and more)

Retinal imaging for members with diabetes covered-in-full

Frequency: Available as needed

 

 

 

$20 per exam

 

 

 

 

$20 per exam

 

Prescription Glasses

Glasses or Contacts and Frame

Frequency: Every calendar year

$25 copay for one pair of prescription glasses with the following provisions:

Frame:

  • $130 allowance for a wide selection of frames
  • $180 allowance for featured frame brands
  • 20% savings on the amount over your allowance
  • $130 allowance at Walmart and Sam’s Club

Lenses: Single vision, lined bifocal and lined trifocal; impact-resistant lenses for dependent children (average savings of 20-25% on other lens enhancements)

$25 copay for one pair of prescription glasses with the following provisions:

Frame:

  • $130 allowance for a wide selection of frames
  • $180 allowance for featured frame brands
  • 20% savings on the amount over your allowance
  • $130 allowance at Walmart, Sam’s Club and Costco

Lenses: Single vision, lined bifocal and lined trifocal; impact-resistant lenses for dependent children and adults (average savings of 20-25% on other lens enhancements)

Contacts

Instead of glasses

Frequency: Every calendar year

Up to $60 copay

$150 allowance for contacts and contact lens exam (fitting and evaluation); copay does not apply

Up to $60 copay

$200 allowance for contacts and contact lens exam (fitting and evaluation); copay does not apply

Review your 2024 VSP vision coverage.

 

Costs

Vision Plan Premiums (26 Times Per Year) Employee Only Employee + Child(ren) Employee + Spouse Employee + Family
  Full-Time & Part-Time Employees
Base Plan $2.58 $5.04 $4.81 $7.64
Premium Plan $3.34 $6.24 $6.54 $9.94